Operating loans – for your company’s short-term liquidity needs
İŞBANK’s operating loans help you cover your short-term requirements for financing receivables, purchases of goods and raw materials, and other current assets.
Because these assets do not remain in the company permanently, short-term financing is the ideal solution. And you can conveniently repay your operating loan from current sales proceeds.
The key benefit: Even if your account is temporarily in the red, you can react flexibly to market changes and make urgently needed investments. This form of temporary financing guarantees that your company has sufficient liquidity, even in the short term.
İŞBANK also grants operating loans as overdraft facilities. You can draw down this facility on an ongoing basis, and the accrued loan interest will be deducted from your account quarterly. We determine your credit limit in consultation with you after assessing your financial position and, if necessary, appraising your collateral.
For further information, please contact the staff in our branches. They would be happy to help you.